Floodplain Management (FEMA)
This site is only applicable to those buildings within the corporate limits of the City of Key West, Florida. Several areas outside the city limits receive their mail from the Key West Post Office. They may have a "Key West" mailing address but aren’t actually located in the City, such as:
- Key West Airport
- Naval Air Station
- Raccoon Key
- Rockland Key
- Stock Island (South Side)
National Flood Insurance Program
During 1971, the City of Key West joined the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency. The NFIP establishes flood zones and minimum flood levels to set flood insurance premiums. It also establishes construction standards for buildings in the Special Flood Hazard Area (SFHA) with type "A" and "V" flood zones. The NFIP generally requires a flood insurance policy for any property in the SFHA that is covered by a mortgage, because most financial institutions are backed by federal insurance.
Anyone can use this website to:
- View the Draft/Preliminary Flood Maps.
- Look up flood zones and base flood elevations for specific parcels by address.
- Obtain copies of Federal Emergency Management Agency (FEMA) Elevation Certificates that "may" be on-file with the City.
- Find the flood level for Heating, Ventilation, and Air Conditioning (HVAC) installations.
- Request a letter from the city Floodplain Administrator verifying the flood zone of a specific parcel.
- Download copies of current Flood Insurance Rate Map panels.
- Research recent changes to the current flood maps.
- Learn about the 50% Rule for Substantially Improved structures.
- Answers to common floodplain construction questions like:
- Breakaway walls
- Elevating buildings
- Flood resistant materials
- Flood vents
- Find a flood insurance agent.
- Learn about the federal Mandatory Flood Insurance Requirement.
- Research the local flood damage prevention ordinance.